Need an appraisal in Beaumont or Jefferson County?

The top seven reasons TX homeowners need Becky Walker Certified Appraiser:

Pre-listing appraisals (whether they're selling the home on their own or using an agent)
Challenge property tax assessments
To cut their mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
In the case of a TX divorce, where real estate needs to be divided
To settle an estate in Jefferson county or TX by determining the true market value of property in question

Do you own a house in or near Beaumont? Do you need help deciding the value of your real estate?
Contact Becky Walker Certified Appraiser.

At Becky Walker Certified Appraiser, we understand the special needs of a customer looking for appraisal services. Our typical business clients understand the appraisal process and the customary documents we provide. As our client, we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Becky Walker Certified Appraiser are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your house's price, and not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value opinion than yours.

Appraisals to cancel PMI

A fashionable way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Becky Walker Certified Appraiser is experienced in helping folks just like you get rid of unwanted PMI insurance.

Challenge Tax Assessment

Lets say your home is not appreciating as much as other homes nearby -- your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Becky Walker Certified Appraiser is your #1 weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your house is near a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow angle, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Becky Walker Certified Appraiser can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a professional to double-check your appraisal for precision, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? Becky Walker Certified Appraiser offers field reviews where we go out and check the subject and comparables. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Becky Walker Certified Appraiser can help with that too. Even though this is usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your home.